So, you’ve just been in an Uber or Lyft accident- feeling shaken or confused about what to do next is normal. While it’s a stressful situation, taking some important steps right after the accident can help protect your health and your rights moving forward. If you’re injured in a rideshare accident in Chicago, whether as a passenger, pedestrian, or another driver, it’s essential to take the proper steps. If you’re unsure about your next move, reach out to a personal injury attorney for specific guidance.
Immediate Steps to Take After the Accident
Taking the right steps after a rideshare accident can make a significant difference in protecting your rights and ensuring you have the proper documentation that may be used later on.
- Ensure Your Safety
Your first priority is your safety and that of others around you. If it’s safe to do so, move yourself and others to a secure location away from traffic or additional hazards. However, be mindful not to move injured individuals unless necessary, as this could potentially worsen their injuries. Activating the vehicle’s hazard lights can help alert other drivers to avoid further accidents.
- Call 911
Even if the accident appears minor, contacting local authorities is important. A police report may be required for any future claims you might file. Additionally, emergency medical personnel may be able to assess injuries at the scene, and their report may act as important documentation. Remember, injuries such as concussions or internal injuries may not be immediately visible. Therefore, getting checked by a medical professional, either on-site or later, is highly recommended.
- Gather Information
Collecting the right information is essential in preparing for any potential claims or legal discussions.
Here’s what you should document:
- The driver’s name, contact details, and rideshare information (e.g., Uber or Lyft driver profile).
- The license plate number, make, and model of the vehicle.
- The driver’s insurance details, both personal and rideshare coverage.
- Contact information from any witnesses who saw the accident.
Also, take photos and videos of the accident scene, including vehicle damage, road conditions, traffic signals, and visible injuries. This type of documentation can be valuable in subsequent insurance claims or legal matters.
- Seek Medical Attention
Even if your injuries seem minor or you feel fine, it’s important to seek medical care. Injuries such as whiplash or concussions can take time to manifest, and delaying treatment could potentially affect both your health and any future claims. Maintaining thorough documentation of all medical visits, diagnoses, treatments, and related expenses will help demonstrate the extent of your injuries.
Which Insurance Applies?
Contact a personal injury law firm in Chicago to ensure you understand which insurance policy may cover your claim. In rideshare accidents, determining which insurance applies can be complicated, as it depends on the driver’s status at the time of the crash as well as other aspects of the scenario:
- Off-Duty Driver: If the driver wasn’t logged into the Uber or Lyft app, their personal insurance may become the primary coverage. However, many personal auto policies exclude coverage for commercial activity, complicating the situation, and necessitating specific legal advice.
- Logged In but Waiting for a Ride: When the driver is logged in but has not accepted a ride request, Uber or Lyft may choose to provide limited coverage.
- En Route or With a Passenger: If the driver has accepted a ride or is transporting a passenger, Uber and Lyft may provide insurance coverage.
If you’ve been injured in an Uber or Lyft accident, you may be entitled to compensation for medical expenses, lost wages, physical and emotional distress, or property damage. However, this is never a given, and proper legal advice should be sought.
Avoid These Mistakes
In most cases, it’s advisable not to give recorded statements or sign anything without contacting a personal injury law firm in Chicago. You should also try to keep detailed records of all medical bills, lost wages, and communications to strengthen your claim.
Contact a Chicago Rideshare Accident Lawyer
Given the complexities of rideshare accidents, contacting an experienced personal injury attorney in Chicago is highly recommended. A lawyer can help you navigate the complicated insurance policies and ensure you receive the compensation you deserve. Many lawyers offer free consultations where they evaluate your case and provide guidance on your next steps. Following these steps may help protect your rights and improve your chances of receiving fair compensation after a rideshare accident. However, a case will be handled professionally and fairly only with legal assistance.